了解 VERS 与 SERS 的主要区别，以及它们如何影响新加坡老组屋的价值。掌握HDB租赁权衰减带来的风险，并学会提早规划。

Learn the key differences between VERS and SERS and what they mean for ageing HDB flats in Singapore. Understand how lease decay affects your flat’s value and why planning your next move early can protect your wealth.

了解组屋租约老化如何影响房价、CPF 使用与贷款条件，以及屋主现在该如何提前布局，保护资产价值。

Understand how lease decay affects your HDB flat’s long-term value, CPF usage, and financing options — and what you can do today to protect your property wealth.

想买老组屋？深入分析旧组屋的优缺点、贷款限制与长期风险，让你知道什么时候买才划算。

Thinking about buying an older HDB flat? Learn the pros, cons, and hidden financial traps behind ageing flats — and when it can still make sense for buyers.

了解 2026 年房产投资热点，从新盘到高租金区，掌握资金流向与资产配置策略，把握下一个增长周期。

Discover where property investors are focusing in 2026 — from new launch condos to rental-rich city-fringe areas. Learn how to position your assets for the next growth wave.